Fitness Center Loans

Unlock the potential of the booming fitness industry with tailored financing solutions from Capital Investors Direct.

As specialists in commercial property investment, we understand the unique demands of the fitness center sector.

Whether you're starting a new venture, expanding your current facilities, or looking to optimize your existing fitness center investment, our comprehensive fitness center loans are designed to meet your specific needs.

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About Fitness Center Loans

At Capital Investors Direct, we recognize that the fitness center industry is dynamic and constantly evolving.

Our fitness center loans are crafted to provide you with the financial flexibility required to thrive in this competitive market.
Whether you're a seasoned fitness entrepreneur or a first-time investor, our expertise ensures that you have a reliable financial partner to support your goals.

Fitness Center Loan Types

Explore a range of fitness center loan types tailored to meet the diverse needs of your business:

1. Equipment Financing: Upgrade your fitness center with the latest state-of-the-art equipment using our specialized equipment financing. Stay ahead of the competition and create an inviting space for fitness enthusiasts.

2. Expansion Loans: Fuel the growth of your fitness center by securing expansion loans. Whether you're adding new facilities, classes, or services, our loans provide the capital needed to take your fitness center to the next level.

3. Renovation and Remodeling Loans: Revitalize your fitness center's appearance and functionality with our renovation and remodeling loans. Enhance the member experience and attract a broader clientele with a modern and inviting space.

Fitness Center Loan Options

Bridge Loans: Navigate transitional phases in your fitness center investment strategy with short-term bridge loans, offering quick funding for various needs.

Hard Money Loans: Access swift and flexible financing, ideal for urgent fitness center investments, with a focus on rapid funding and reduced emphasis on credit history.

State Income Loans: Explore specialized loan options accounting for state-specific income dynamics, ensuring a personalized approach to fitness center financing.

SBA 7(a) Loans: Benefit from Small Business Administration (SBA) support with 7(a) loans, offering favorable terms and opportunities for fitness center entrepreneurs.

SBA 504 Loans: Leverage the advantages of SBA 504 loans for long-term financing, supporting major investments like property acquisitions and facility expansions.

FHA Loans: Secure government-backed financing with Federal Housing Administration (FHA) loans, providing favorable terms for fitness center property acquisitions.

Fitness Center Loan Terms

While loan terms may vary for each customer, our gym and fitness center loans generally include the following terms:

  • Loan Size: Starting from $500,000 and above.
  • Loan Purpose: Intended for property acquisition or refinancing, with the exclusion of business-only financing.
  • Loan Term: Options of 3, 5, 7, and 10-year fixed-rate terms.
  • Amortization: Choices of 15, 20, 25, and 30-year amortization periods.
  • Leverage: Allowance of up to 80% Loan-to-Value (LTV) with subordinate debt permitted.
  • Debt Service Coverage Ratio (DSCR): Minimum DSCR of 1.20.
  • Credit Score Requirement: Minimum credit score of 660.

Why Choose Us?

We go above and beyond to add to our list of satisfied customers and ongoing clientele We go above and beyond to add to our list of satisfied customers and
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For Commercial Hard Money Loan