asset based lending for commercial real estate

Commercial
Mezzanine Financing

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In the context of commercial real estate, mezzanine financing is often used to fill the gap between senior debt (such as a traditional mortgage) and equity financing. It is named "mezzanine" because it sits in the middle of a company's capital structure.
Loan Under
$2 Million
Competitive Interest Rates
Up to 90%
LTV
Streamlined
Processes
Loan Term
Up to 10 years

Small-Balance Commercial Mortgage Terms

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Loan Amount

Under $2 million, providing accessible financing for small-scale projects.

Interest Rates

Matching the duration of the primary lien.

Maximum LTV

1. Up to 90% loan-to-value (LTV) on stable commercial property.

2.  Up to 90% loan-to-value (LTV) on under construction property.

Amortization

Amortization for mezzanine financing can vary,
but it often involves interest-only payments during
the initial term, with principal payments due upon maturity or during a specified period.

Eligible Properties

Mezzanine financing is versatile and can be used for various types of commercial real estate properties, including - Office Buildings, Retail Centers, Multifamily Housing, Hospitality, Industrial Properties, Mixed-Use Developments, Healthcare Facilities

Eligible Borrower

Eligible borrowers for mezzanine financing typically include Real Estate Developers, Investment Firms, Property Owners, Private Equity Firms, Institutional Investors

Recourse

It offers non-recourse

Key Features of Small Balance Commercial Property Loans

Subordinated Debt

Mezzanine financing involves providing a loan that is subordinate to the primary mortgage. In the event of default and liquidation, mezzanine lenders are repaid after senior debt holders.

Flexible Terms

Mezzanine financing offers more flexibility in terms compared to traditional senior debt. Borrowers and lenders can negotiate terms that suit the specific needs of a project.

Speed of Execution

Mezzanine financing can be approved and funded more quickly than traditional loans, providing borrowers with timely access to capital.

Diverse Property Types

Mezzanine financing is versatile and can be used for various commercial real estate projects, including office buildings, retail centers, hotels, and multifamily residences.

Bridge Funding

It is often used as bridge financing, especially in situations where the borrower needs additional capital quickly to seize an investment opportunity.

Location
We Cover

50

States & US Territories

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

200

200 MSA Tier I & Tier II Cities

Maryland, Texas, Florida, Utah, Colorado etc. We offer CRE Bridge Loan in top cities like Denver, Chicago, Colorado, San Diego etc.

How it Works?

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –
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01

Fill Out the Form

Apply for a commercial property loan in
5 minutes by filling out the form

02

Get Approval

We will get back to you within 24 hours
with a written disclosure of all loan terms

03

Loan Funded

Within days, the money will be credited
to your account.

Why Choose Us?

We go above and beyond to add to our list of satisfied customers and ongoing clientele We go above and beyond to add to our list of satisfied customers and
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01

Flexibility in Capital

Tailor your financing structure to meet the unique needs of your commercial real estate ventures.

02

Speedy Approval

Our streamlined approval process ensures quicker access to funds, enabling you to act swiftly on promising investment opportunities.

03

Responsive Support

Our team is committed to providing responsive and attentive support throughout the financing journey.

04

Transparent Approach

Benefit from transparent terms and conditions, fostering a collaborative approach between Capital Investors Direct and borrowers.

Blogs & 
Articles

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

Get Quick Approval For Commercial Real Estate Loan