Hard Money Lender for Commercial Real Estate

Capital Investors Direct provides the best hard money loan lending solutions. We finance commercial properties up to $50,000,000 within 24 to 48 Hrs.

Bad Credit - OK

A loan from $1M to $5M

Same-day underwriting

LTV Ratio - up to 75%

Fast closing

Commercial Hard Money Loan

Capital Investors Direct (CID) works with commercial real estate investors throughout the country to provide private commercial hard money lending. When you need urgent money, CID knows how to close quickly and provide asset-based loans for assets in urban or suburban areas. We know that speed and proficiency are the keys to a successful deal, coupled with our funding solutions and relationships with vendors. We have an entire team of CRE experts to support your commercial property investment.

What is a Hard Money Loan?

Commercial hard money loan is asset-based lending ideal for investors looking for short-term loans facing bad credit challenges. Our asset-based underwriting helps you secure financing in as little as 10 days. As one of the trusted commercial hard money lenders, we offer loan for all types of commercial real estate.

You Need A Hard Money Loan

  • When you are turned down by a bank
  • When you have bad credit
  • When you want to avoid foreclosure
  • When you need fast approval on a loan
  • When you want to restructure your debt
  • When you lack loan documentation
commercial hard money lenders

Hard Money Loan Parameters

Asset Class:

Mixed-use Buildings / Industrial Buildings / Retail Centers / Self-Storage Facilities etc.

Rates Start at:



1-3 year





Loan Size:


Closing Time:

5-10 days

Loan Purpose:

Acquisition-Purchase / Refinance  PreConstruction / Partner Buy-Outs / Debt consolidation / Taxes / Note Purchase

Commercial Projects We Fund

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

Locations We Cover

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:
– All 50 states and US Territories (Puerto Rico and US Virgin Islands)
– Top 200 MSA Tier I & Tier II Cities (population above 50,000, metropolitan areas, etc.)

Our US Locations

Why Choose us

We go above and beyond to add to our list of satisfied customers and ongoing clientele. We believe in a simple theory, listen intently to the specific needs of each customer, and go above and beyond to deliver the best Bridge Financing Solutions. Together we bring years of expertise, market knowledge, and detailed insights about the right commercial property investment options. With a team that champions in their respective areas, we are committed to deliver only the very best.

With personalized service as our agenda. Capital Investors Direct is here to make your life easy.

Fast & Efficient
Efficient Communication
Instant Approval
Satisfaction Guaranteed

How It Works?


Step 1 - Fill out the form

Apply for a commercial property loan in 5 minutes by filling out the form

Step 2 - Get approval

We will get back to you within 24 hours with a written disclosure of all loan terms

Step 3 - Loan funded

Within days, the money will be credited to your account.

Start your commercial hard money loan application today!

or call us at (800).348.8120

Get Quick Approval For Commercial Hard Money Loan

Get In Touch

11140 Rockville Pike
Suite 100 – 629
Rockville, MD 20852-3149
800.348.8120 (O)
301.231.5261 (F)


Get Approved For A
Hard Money Loan

Get In Touch

11140 Rockville Pike
Suite 100 – 629
Rockville, MD 20852-3149
800.348.8120 (O)
301.231.5261 (F)


Frequently Asked Questions

Can I get a hard money loan with a bad credit?

Yes! You can get hard money loans because CID primarily focuses on a property’s equity to secure a loan. Your credit score is considered but not primarily while finalizing the underwriting process.

How long does it take to close on a hard money loan?

We can process your hard money loan within 5 to 10 days after receiving the signed term sheet.

What is the interest rate on a hard money loan?

The interest rates for hard money loans range from 9% to 15%

Will a hard money loan show up on my credit report?

No! It is unlikely that a hard money loan will appear on a credit report, but it may always appear on an asset search and background check.

What type of commercial properties do you consider while lending?

CID will consider a wide variety of commercial property types: Office, retail centers, multi-family properties, student housing, and industrial and mixed-use properties.

Direct Capital Investment Firm

We are here to work for the new world that is currently being shaped by digital transformation. While the industry is dealing with the change, we have adapted and transformed ourselves to offer the best solutions in the country.


Get In Touch

11140 Rockville Pike
Suite 100 – 671
Rockville, MD 20852-3149
800.348.8120 (O)
301.231.5261 (F)


Terms of Use

Privacy Policy

Subscribe To Our Newsletter

Subscribe To Our Newsletter

Join our mailing list to receive the latest news and updates from our team.

You have Successfully Subscribed!