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Hard Money Lenders Miami

Banks and other conventional lenders aren’t always keen on funding commercial real estate projects.
Many CRE investors are turned down because of bad credit or lack of documentation.

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Commercial Hard Money Lenders in Miami

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If you have ever tried to secure a commercial real estate loan the traditional way, you may already know how long the process can be. Do you need money to seize an opportunity quickly?

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Loan Fast

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Hard Money Lender Defined?

A hard money lender in Miami can provide a quick and easy loan based more on the collateral than the borrower’s financial position. The terms are usually shorter, and the interest rates are higher because the hard money lender in Miami is taking on more risk. The upside is that these lenders are often more lenient and willing to negotiate. The application, approval, and releasing process is also much shorter—as little as ten days!

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How does Hard Money Lenders in Miami Work?

A hard money lender will provide the loan you need to quickly develop, renovate, or acquire a commercial real estate property.

From there, you can secure traditional financing from a bank or another traditional lender or sell the property for profit.

Approaching a hard money lender from Miami may be the better option if regular lenders refuse to approve your loan or when you need the money fast.

A hard money lender in Miami is not too concerned with your financial standing or credit, but they will want to be assured of your capability to pay them back on time.

Know the Requirements to Get a Hard Money Loan?

Different hard money lenders for real estate investors in Miami will have different requirements. They are not regulated by the Federal Reserve and are typically private investor groups or individuals. That said, a hard money lender is more likely to approve your loan if you:

HAVE EXTENSIVE REAL ESTATE EXPERIENCE OR AN EXIT STRATEGY –

A hard money lender from Miami tends to be more lenient when dealing with highly experienced commercial real estate investors. If you lack experience, you have to prove your worthiness by sharing details of your project and by showing that you have a good exit strategy.

HAVE ENOUGH FINANCIAL STRENGTH OR CASH RESERVES –

The hard money lender in Miami will want to know that you have enough cash to make your monthly payments. They are more likely to work with financially stable and stronger investors.

HAVE SUFFICIENT DOWN PAYMENT OR EQUITY IN PROPERTY –

A commercial hard money lender will usually require a 30% to 40% down payment or equity.

Perks of Hard Money Lending

A hard money lender in Miami may be a better choice compared to a bank because of the following reasons:

Speed –A hard money lender in Miami is more concerned about the value of the collateral than the borrower’s financial health, so loans are likely to be approved fast.

Flexibility –Loans are more flexible because the underwriting process among hard money lenders is not standardized nor regulated. They may be able to provide custom repayment schedules and other conditions to suit your situation.

Short-term investment –These loans make sense if you need short-term funding to renovate or fix a commercial property before you sell it.

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Why Capital Investors Direct is the best for hard money lending in Miami?

Are you looking for a hard money lender for real investors in Miami? We specialize in helping commercial real estate investors secure the hard money loan they need quickly and easily. As a seasoned hard money lender to Miami real estate investors, we can provide asset-based loans within days, up to $5,000,000—even for those who have bad credit. Experience the best hard money lending in Miami now with Capital Investors Direct. Our rates start at 9% to 15%, with terms of one to three years. Contact us to get started.

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Commercial
Projects We Fund

Apartment Complex

Condominimum Complexes

Student Housing

Mobile Home Parks

Industrial Properties

Shopping Complexes

Hospitality & Restaurants

Mixed Use

Office Space

Retail

Location
We Cover

50 States & US Territories

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

200 200 MSA Tier I & Tier II Cities

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

How it Works?

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

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01 Fill Out the Form

Apply for a commercial property loan in
5 minutes by filling out the form

02 Get Approval

We will get back to you within 24 hours
with a written disclosure of all loan terms

03 Loan Funded

Within days, the money will be credited
to your account.

Why Choose Us?

We go above and beyond to add to our list of satisfied customers and ongoing clientele We go above and beyond to add to our list of satisfied customers and

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